What is the effect of a debit on a person's checking account?
- A. The account's balance increases.
- B. The account's balance decreases.
- C. The account's interest rate increases.
- D. The account's interest rate decreases.
Correct Answer & Rationale
Correct Answer: B
A debit reduces the available funds in a checking account, leading to a decrease in the account's balance. Therefore, option B accurately reflects this effect. Option A is incorrect since a debit cannot increase the balance; it signifies money being spent or withdrawn. Options C and D relate to interest rates, which are unaffected by debit transactions in a checking account. Interest rates typically depend on the account type and bank policies, not on individual transactions like debits. Hence, they do not apply to the effect of a debit on the account balance.
A debit reduces the available funds in a checking account, leading to a decrease in the account's balance. Therefore, option B accurately reflects this effect. Option A is incorrect since a debit cannot increase the balance; it signifies money being spent or withdrawn. Options C and D relate to interest rates, which are unaffected by debit transactions in a checking account. Interest rates typically depend on the account type and bank policies, not on individual transactions like debits. Hence, they do not apply to the effect of a debit on the account balance.
Other Related Questions
What does the supply line represent?
- A. The number of hours people are willing to work at any given wage rate
- B. The number of hours employers are willing to provide workers at any given wage rate
- C. The government's estimate of the number of hours people should be willing to work at any given wage rate
- D. The government's estimate of the number of hours employers should be willing to provide workers at any given wage rate
Correct Answer & Rationale
Correct Answer: A
The supply line represents the number of hours people are willing to work at various wage rates, reflecting individual choices based on compensation. Option B inaccurately describes the supply line as representing employer willingness, which pertains to the demand side of labor. Options C and D suggest government estimates, which do not align with the supply line's role in illustrating personal labor supply decisions rather than regulatory or prescriptive measures. Thus, the supply line fundamentally captures individual workers' responses to wage incentives, making option A the most accurate.
The supply line represents the number of hours people are willing to work at various wage rates, reflecting individual choices based on compensation. Option B inaccurately describes the supply line as representing employer willingness, which pertains to the demand side of labor. Options C and D suggest government estimates, which do not align with the supply line's role in illustrating personal labor supply decisions rather than regulatory or prescriptive measures. Thus, the supply line fundamentally captures individual workers' responses to wage incentives, making option A the most accurate.
In each of these six court cases, the courts tried to
- A. reflect what the majority of citizens believed.
- B. balance individuals' rights and the needs of society.
- C. protect business interests.
- D. protect states' rights
Correct Answer & Rationale
Correct Answer: B
In these court cases, the courts aimed to balance individual rights with societal needs, ensuring that personal freedoms do not infringe upon the welfare of the community. Option A is misleading; while public opinion can influence decisions, courts prioritize constitutional principles over majority beliefs. Option C inaccurately suggests that the primary focus was on business interests, which is not always the case in judicial decisions that often prioritize individual rights and societal impact. Option D misrepresents the courts' broader role, as they frequently address national interests rather than solely protecting states' rights.
In these court cases, the courts aimed to balance individual rights with societal needs, ensuring that personal freedoms do not infringe upon the welfare of the community. Option A is misleading; while public opinion can influence decisions, courts prioritize constitutional principles over majority beliefs. Option C inaccurately suggests that the primary focus was on business interests, which is not always the case in judicial decisions that often prioritize individual rights and societal impact. Option D misrepresents the courts' broader role, as they frequently address national interests rather than solely protecting states' rights.
Which amendment has been interpreted to mean that a police officer must get permission from the courts before entering the home of a suspected criminal?
- A. Amendment 1
- B. Amendment 4
- C. Amendment 5
- D. Amendment 6
Correct Answer & Rationale
Correct Answer: B
The Fourth Amendment protects citizens from unreasonable searches and seizures, requiring law enforcement to obtain a warrant based on probable cause before entering a home. This ensures privacy and security within one’s dwelling. Option A, the First Amendment, focuses on freedoms of speech, religion, and assembly, not search and seizure. Option C, the Fifth Amendment, addresses rights related to self-incrimination and due process, while Option D, the Sixth Amendment, guarantees the right to a fair trial and legal counsel. None of these amendments pertain to the requirement for police to obtain permission to enter a home.
The Fourth Amendment protects citizens from unreasonable searches and seizures, requiring law enforcement to obtain a warrant based on probable cause before entering a home. This ensures privacy and security within one’s dwelling. Option A, the First Amendment, focuses on freedoms of speech, religion, and assembly, not search and seizure. Option C, the Fifth Amendment, addresses rights related to self-incrimination and due process, while Option D, the Sixth Amendment, guarantees the right to a fair trial and legal counsel. None of these amendments pertain to the requirement for police to obtain permission to enter a home.
What precedent was set by George Washington and maintained until the presidency of Franklin D. Roosevelt?
- A. Leaving economic policy decision-making to Congress
- B. Letting party officials pick the vice president candidate
- C. Serving no more than two terms as president
- D. Refusing to be directly involved in treaty negotiations
Correct Answer & Rationale
Correct Answer: C
George Washington established the tradition of serving no more than two terms as president, setting a standard for future leaders that emphasized the importance of a peaceful transfer of power and discouraging the concentration of authority. This precedent was respected until Franklin D. Roosevelt's four-term presidency, which ultimately led to the 22nd Amendment. Option A is incorrect; while Congress plays a significant role in economic policy, Washington's precedent focused on presidential term limits. Option B is misleading, as party officials did not formally select vice presidential candidates until later. Option D is inaccurate; Washington engaged in treaty negotiations, illustrating presidential involvement in foreign affairs.
George Washington established the tradition of serving no more than two terms as president, setting a standard for future leaders that emphasized the importance of a peaceful transfer of power and discouraging the concentration of authority. This precedent was respected until Franklin D. Roosevelt's four-term presidency, which ultimately led to the 22nd Amendment. Option A is incorrect; while Congress plays a significant role in economic policy, Washington's precedent focused on presidential term limits. Option B is misleading, as party officials did not formally select vice presidential candidates until later. Option D is inaccurate; Washington engaged in treaty negotiations, illustrating presidential involvement in foreign affairs.